Define the need
Clarify amount, timing, property, use of funds, and why conventional capital is not suitable.
Short-term capitalSTRATEGY / 07
Fast, flexible capital requires a disciplined exit.
Assess equity-focused private financing for urgent, temporary, renovation, bridge, or complex situations—with complete cost and exit visibility.
07PrivateMortgage
How the strategy works
A deliberate sequence from scenario to execution.
Price all costs
Review interest, lender fee, broker fee where applicable, legal, appraisal, discharge, and renewal costs.
Protect the term
Match the maturity date, payment structure, and prepayment terms to the scenario.
Document the exit
Plan for refinance, sale, credit improvement, income stabilization, or construction completion.
Example scenario
Illustrative—not a promise.
A property owner needs temporary capital to complete a time-sensitive project and plans to refinance after documented construction completion and stabilized income.
Potential paths shown are educational only. A Pro Mortgage Group advisor will review your complete application to determine available financing options.
Financing options
First private mortgage
Second mortgage
Interest-only structure
Open or closed short-term facility
Construction or renovation advance
Potential benefits
Potentially faster underwriting
Flexible treatment of unusual scenarios
Short-term bridge to a defined outcome
Important considerations
Private mortgages generally carry higher rates and fees
Default and renewal costs can be significant
The property is security for the debt
Qualification factors
Sufficient property equity
Marketable security
Clear use of funds
Credible and time-bound exit strategy
Frequently asked questions
Questions worth asking before commitment.
01How long is a private mortgage term?+
Terms are often shorter than institutional mortgages, but the exact structure depends on the lender and transaction.
02What is the most important part of a private mortgage?+
A realistic, documented exit strategy and a complete understanding of all costs and risks.
Private Mortgage
Financing is only useful when it serves the plan.
Build My Mortgage StrategyMortgage approval is subject to lender qualification, credit review, property eligibility, income verification and applicable lending guidelines.