Consolidate Your Debt with a Mortgage – Get Back in Control

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Debt consolidation through your mortgage means combining multiple debts into a new or refinanced mortgage. You’ll borrow against the value of your home to pay off higher-interest debts, leaving you with:

• One monthly payment
• A much lower interest rate 
• Simplified finances
   

Lower Interest Rates – Mortgage rates are significantly lower than credit card rates (which can exceed 20%).

One Easy Payment – No more managing multiple due dates — just one consistent payment.

Improve Cash Flow – Lower monthly payments can free up money for savings or investments.

Credit Score Recovery – Paying off high-interest balances can help improve your credit over time.

You may qualify if you:

• Have equity in your home (typically 20% or more) 
• Have multiple high-interest debts 
• Want to simplify your finances and reduce stress