SELF-EMPLOYED??
Are you not sure what is self-employed means?
Self-employed individuals are people who work for themselves rather than being employed by a company or organization. They earn income by running their own business, freelancing, or contracting services to clients.
Common Types of Self-Employed People:
- Sole proprietors – People who own and run their own small business (e.g., bakery owner, online seller).
- Freelancers – Individuals offering specialized services (e.g., graphic designers, writers, web developers).
- Independent contractors – People hired on a contract basis rather than full-time (e.g., truck drivers, real estate agents).
- Gig workers – Workers using platforms like Uber, DoorDash, or Fiverr to earn income.
- Consultants – Experts who advise businesses or clients independently.
Key Features of Self-Employment:
- You control your work schedule and business operations.
- You are responsible for paying your own taxes (including income tax and self-employment tax).
- You do not receive employee benefits like paid vacation, health insurance, or pension from an employer.
- You must manage business expenses and can often claim tax deductions (e.g., for a home office, vehicle use, equipment).
WE HAVE SPECIAL PRODUCTS
DON'T WORRY - We have got you covered
Low rates. Flexible options. No income proof required.
Being self-employed often means enjoying flexibility and independence — but when it comes to getting a mortgage, it can feel like the system isn’t built for you. Many self-employed Canadians reduce their taxable income through write-offs, which can make it harder to qualify for traditional mortgage loans.
We’re here to change that.
We work with lenders who specialize in mortgages for self-employed individuals. These lenders understand how business income works — and they’re willing to accept a reasonable estimate of your annual earnings without requiring formal income documentation.
✅ Why Work With Us?
- Low interest rates
- No traditional income verification
- Tailored solutions for small business owners, freelancers, contractors, and gig worker.
- Fast, stress-free approvals
Let us handle the mortgage details so you can focus on growing your business and finding the perfect home.
📞 Call us today — we’ll help you beat the banks.
Learn More
You’re not alone — traditional lenders often require strict income verification that doesn’t reflect the real earnings of business owners, freelancers, and contractors. That’s why we work with mortgage providers who understand self-employment and offer flexible options without needing formal income proof. Call us today to find out how we can help you secure the mortgage you deserve — even without verified income.