WHY PRE-APPROVAL IS IMPORTANT
Know Your Budget
Stronger Buying Power
Stronger Buying Power
Pre-approval tells you exactly how much you can afford, so you can focus your search on homes within your price range. It saves time, avoids disappointment, and keeps your expectations realistic.
Stronger Buying Power
Stronger Buying Power
Stronger Buying Power
In a competitive market, sellers take pre-approved buyers more seriously. It shows that you’re financially ready and committed — giving you an edge over other buyers.
Lock in Your Rate
Stronger Buying Power
Uncover Issues Early
With pre-approval, many lenders offer a rate hold (typically 60–120 days), protecting you from rising interest rates while you shop.
Uncover Issues Early
Faster Closing Process
Uncover Issues Early
The pre-approval process may reveal credit or income issues ahead of time, giving you a chance to address them before making an offer.
Faster Closing Process
Faster Closing Process
Faster Closing Process
Once your offer is accepted, having pre-approval means fewer delays and faster mortgage approval — making the closing process smoother and quicker.